Welcome to Riley Planning & Investments
As your Personal CFO, Riley Planning & Investments provides tailored investment management guided by economic insight and comprehensive financial planning, empowering you to make confident financial decisions today and build a secure, thriving future.
RPI Advisors helps individuals and employers plan for long-term financial success.
RPI Services
Investment Management
At Riley Planning & Investments, your Personal CFO delivers personalized investment management that goes beyond simply picking mutual funds. We analyze the broader economy and market dynamics—because today’s investment landscape is far more complex than the stock market of the past. Our proactive strategies help optimize growth while managing risk in an ever-evolving financial world.
Financial Planning
Financial planning is for everyone—no matter your age or stage of life—and it’s a powerful tool to help you take control of your financial future with confidence. Whether you’re just starting your career, building a family, or preparing for retirement, a personalized plan can help you make smarter decisions, reduce stress, and grow your wealth over time. Partner with a trusted RPI advisor today to create a strategy that evolves with you and supports your goals at every stage of life.
Retirement Planning
Retirement planning goes beyond saving—it includes managing investments and taxes effectively in today’s ever-changing economic landscape. We design strategies to help optimize your portfolio, reduce tax burdens on your retirement income, and maintain stability while pursuing long-term growth. The result is a resilient retirement plan built to support desired your lifestyle.
Bitcoin and Cryptocurrency ETFs
Riley Planning & Investments integrates cryptocurrency ETFs into your portfolio with disciplined oversight. We understand the complexities of emerging assets in today’s economy and balance growth potential with prudent risk management for a modern investment approach.
Social Security Strategies
RPI Advisors craft Social Security strategies that reflect current economic conditions and legislative realities. We help maximize benefits with clear, tailored guidance suited to today’s financial landscape.
K-12 and Higher Education Savings Accounts
We help you stay ahead of rising education costs with smart, tax-advantaged savings strategies designed for today’s economic landscape. Our team builds personalized plans to maximize growth and efficiency, so you can confidently prepare for both K–12 and higher education expenses.
Employer Retirement Plans
Riley Planning & Investments serves as your Personal CFO for employer retirement plans, providing fiduciary oversight and custom solutions that consider today’s economic complexities. We help employers and employees navigate modern market challenges to meet long-term financial objectives.
Inheritance Management and Estate Optimization Strategies
We deliver estate strategies built around today’s complex tax landscape, helping you keep more of what you’ve worked so hard to build. Our approach focuses on minimizing tax exposure and maximizing wealth transfer through personalized, forward-thinking planning. Protect your legacy with tax-efficient strategies designed to benefit you and the generations that follow.
Female-Specific Independence Strategies
RPI Advisors offer tailored financial independence strategies for women, combining deep economic insight with personalized planning. As your Personal CFO, we empower you to navigate today’s complex financial environment with confidence.
Budgeting and Financial Hardship Avoidance
RPI Advisors work alongside clients to create realistic budgets that align with their goals, helping them regain control and confidence even during financial hardship. Our workbook serves as a practical resource, guiding clients step-by-step with tools and exercises designed to support informed decisions and long-term stability.
Workplace Financial Education Seminars
Riley Planning & Investments delivers engaging workplace financial education seminars led by advisors who understand today’s complex economic landscape. Our practical, real-world sessions empower employees to make confident, informed decisions in the face of modern financial challenges. We offer customized presentations for employers across Michigan and nationwide, designed to educate, inspire, and drive meaningful financial outcomes.
Life Insurance and Long Term Care
Life insurance provides financial protection for your loved ones through a tax-advantaged payout. Long-term care insurance helps cover extended care costs while protecting your savings. RPI Advisors tailor both to fit your goals and secure your future.
Common Questions
How do you select investments, and what sets you apart from a typical advisor?
RPI Advisors goes beyond typical investment strategies. We construct data-driven, actively managed portfolios informed by thorough economic analysis, ensuring your investments are strategically aligned with your unique goals and adapt to changing markets.
Do you provide guidance for 401(k) investment selection? What if I've changed jobs?
Our Advisors, acting as your Personal CFO, help both individuals and employer-sponsored plan participants navigate retirement accounts with expertise across top record keepers like Voya, Empower, Ascensus, and Fidelity. We provide guidance on rollovers, ongoing contributions, and strategies to ensure long-term financial success.
I inherited assets from a parent. What should I do next?
RPI advisors have extensive experience with the tax considerations of inherited accounts. We help you structure and invest these assets thoughtfully while clearly explaining the associated tax implications.
Do you work with clients outside of Michigan?
RPI advisors work with clients across the country, using modern technology to provide the same thoughtful, high-touch financial planning experience as we do in person.
Whether you are just beginning to think about retirement or are several years into it, we are here to get you to and through retirement.
Jenna and Patrick bring deep industry experience from leading national financial firms and have guided employees at one of Grand Rapids’ largest employers on retirement planning.
As your Personal CFO, they deliver highly personalized wealth management and financial planning focused entirely on your goals.
Who We Are
At RPI, our financial advisors uphold the highest fiduciary standard and providing access to an open-architecture investment platform at a competitive cost. Through a personalized financial planning process, we take time to understand each client’s goals and circumstances, delivering tailored investment guidance and strategic financial oversight.
Clients can meet with us in our Grand Rapids office, virtually via Zoom, or by phone, and receive thoughtful, high-quality financial planning and support at every stage of life.
Individual Investors
We don’t just work with individuals—RPI works for both employees and employers. We partner with organizations to design, implement, and manage group retirement plans, simplifying investment platform management while providing employees with personalized financial planning and complimentary on-site retirement seminars.
Our advisors have supported some of West Michigan’s largest employers, helping them meet their fiduciary responsibilities and offering employees ongoing financial education and guidance throughout their careers.
Who We Work With
Connect with RPI and your Personal CFO to develop a financial plan and investment strategy designed around your goals, helping you achieve confidence and success at every stage of life.