Welcome to Riley Planning & Investments
Many firms default to the same 60/40 stock-and-bond mix for every client. That investment mix has struggled to deliver the growth and stability retirees need.
At RPI, we go further.
We build around your specific situation instead — actively managing your investments so a downturn like 2008 or 2022 doesn't derail your plan. At RPI, we do not ask you to “ride out” every downturn. We manage investments actively so your retirement plan stays intact. Rather than relying exclusively on traditional stock-and-bond allocations, we consider a broader range of investments—including commodities such as gold and silver—when they make sense for the portfolio.
Local to Grand Rapids. You work directly with Jenna and Patrick.
Schedule a complimentary consultation:
Click here to schedule a call
616. 486. 6174
Who we work with
We specialize in individuals and families with $300,000+ in investable assets who are planning for their retirement — or already retired.
As fee-based fiduciaries, our advice is built around your interests, not a product. Comprehensive financial planning is included in our fee: one coordinated strategy for your investments, income, taxes, and goals.
Local to Grand Rapids. You work directly with Jenna and Patrick.
Already have a Financial Advisor?
You don't have to move your money to talk to us.
See the Difference for Yourself
We encourage you to compare our portfolios with others you are considering. Review the construction, the fees, and the thinking behind each position. We expect ours to stand out.
We believe you'll see the difference.
Jenna and Patrick have more than 30 Years of Combined Retirement Planning Experience
Local. Fiduciary. Personally Involved.
They help families across Michigan and have worked with some of the states largest employers including the State of Michigan Pension Plan and Corewell Health.
That dual experience is their edge: they know how to serve people and their individual plans as well as the large group plans they retire through.
As fiduciaries, Jenna and Patrick can evaluate your current retirement plan and investments.
We'll review your current investment strategy, retirement income plan and overall approach—and show you what we'd do differently.
No pressure. No obligation. Just an honest conversation.
Get Your Retirement Second Opinion →
616. 486. 6174
RPI Services
Investment Management
As a fee-based financial services firm, RPI delivers personalized investment management that goes beyond simply picking mutual funds. RPI advisors continually analyze the broader economy and market dynamics—because today’s investment landscape is far more complex than the stock market of the past. Proactive strategies incorporating commodities, such as gold and silver, and foreign currencies in an ever-evolving financial world.
Financial Planning
Financial planning is for everyone—no matter your age or stage of life—and it’s a powerful tool to help you take control of your financial future with confidence. Whether you’re just starting your career, building a family, or preparing for retirement, a personalized plan can help you make smarter decisions, reduce stress, and grow your wealth over time. Partner with a trusted RPI advisor today to create a strategy that evolves with you and supports your goals at every stage of life.
Retirement Planning
Retirement planning goes beyond saving—it includes managing investments and taxes effectively in today’s ever-changing financial landscape. As your fiduciary, RPI will provide you with strategies to help optimize your portfolio, reduce tax burdens on your retirement income, and maintain stability while pursuing long-term growth. The result is a resilient retirement plan built to support your desired your lifestyle.
Employer Retirement Plans
Whether you need to establish a new 401(k), 403(b), SIMPLE IRA, or SEP IRA—or you already have a plan in place—we can conduct a thorough review and, if it makes sense, transition the plan to RPI. Riley Planning & Investments serves as your Personal CFO for employer retirement plans, providing fiduciary oversight and custom solutions that consider today’s economic complexities.
Social Security Strategies
RPI advisors craft Social Security strategies that reflect current economic conditions and legislative realities. It's important to work with advisors who can help to maximize benefits with clear, tailored guidance suited to today’s financial landscape.
K-12 and Higher Education Savings
Save for education costs with insightful, tax-advantaged savings strategies designed for today’s economic landscape. The RPI team builds personalized plans to maximize growth and efficiency, so you can confidently prepare for both K–12 and higher education expenses.
Life Insurance and long term care
Life insurance provides financial protection for your loved ones through a tax-advantaged payout. Long-term care insurance helps cover extended care costs while protecting your savings. RPI advisors tailor both to fit your goals and secure your future.
Inheritance Management and Estate Optimization
It's important to have an estate strategy built around today’s complex tax landscape, helping you keep more of what you’ve worked so hard to build. Our approach focuses on minimizing tax exposure and maximizing wealth transfer through personalized, forward-thinking planning. Protect your legacy with tax-efficient strategies designed to benefit you and the generations that follow.
Female-Specific Independence Strategies
RPI Advisors offer tailored financial independence strategies for women, including widows navigating a major life transition. We combine deep economic insight with personalized financial planning to help women make confident decisions about their investments, income, taxes, and financial future.
What does your retirement plan need to answer?
If you're looking for answers, we're here to help.