Welcome to Riley Planning & Investments
Riley Planning & Investments is a fee-based financial firm known for serious investment management—not a pre-built allocation with financial planning tacked on.
We build and manage portfolios using economic insight, disciplined research, and know when to stay the course and when to adjust. That investing sits inside comprehensive financial planning, so your accounts, taxes, and goals move together. We don’t sell a model portfolio and call it advice. We design one plan around your money and the life you want—and we manage the investments as if that plan depends on them, because it does.
We encourage you to compare our portfolios with others you are considering. Review the construction, the fees, and the thinking behind each position. We expect ours to stand out.
RPI Services
Investment Management
As a fee-based financial services firm, RPI delivers personalized investment management that goes beyond simply picking mutual funds. RPI advisors continually analyze the broader economy and market dynamics—because today’s investment landscape is far more complex than the stock market of the past. Proactive strategies incorporating commodities, such as gold and silver, and foreign currencies in an ever-evolving financial world.
Financial Planning
Financial planning is for everyone—no matter your age or stage of life—and it’s a powerful tool to help you take control of your financial future with confidence. Whether you’re just starting your career, building a family, or preparing for retirement, a personalized plan can help you make smarter decisions, reduce stress, and grow your wealth over time. Partner with a trusted RPI advisor today to create a strategy that evolves with you and supports your goals at every stage of life.
Retirement Planning
Retirement planning goes beyond saving—it includes managing investments and taxes effectively in today’s ever-changing financial landscape. As your fiduciary, RPI will provide you with strategies to help optimize your portfolio, reduce tax burdens on your retirement income, and maintain stability while pursuing long-term growth. The result is a resilient retirement plan built to support desired your lifestyle.
Cryptocurrency ETFs & alternative investments
Riley Planning & Investments integrates cryptocurrency ETFs and Alternative Investments into your portfolio with disciplined oversight. There is no shortage of complexities associated with emerging assets in today’s economy, and RPI advisors help you to balance growth potential with prudent risk management for a modern investment approach.
Social Security Strategies
RPI advisors craft Social Security strategies that reflect current economic conditions and legislative realities. It's important to work with advisors who can help to maximize benefits with clear, tailored guidance suited to today’s financial landscape.
K-12 and Higher Education Savings
Save for education costs with insightful, tax-advantaged savings strategies designed for today’s economic landscape. The RPI team builds personalized plans to maximize growth and efficiency, so you can confidently prepare for both K–12 and higher education expenses.
Employer Retirement Plans
Whether you need to establish a new 401(k), 403(b), SIMPLE IRA, or SEP IRA—or you already have a plan in place—we can conduct a thorough review and, if it makes sense, transition the plan to RPI. employees. Riley Planning & Investments serves as your Personal CFO for employer retirement plans, providing fiduciary oversight and custom solutions that consider today’s economic complexities.
Inheritance Management and Estate Optimization
It's important to have an estate strategy built around today’s complex tax landscape, helping you keep more of what you’ve worked so hard to build. Our approach focuses on minimizing tax exposure and maximizing wealth transfer through personalized, forward-thinking planning. Protect your legacy with tax-efficient strategies designed to benefit you and the generations that follow.
Female-Specific Independence Strategies
RPI advisors offer tailored financial independence strategies for women, combining deep economic insight with personalized planning. Your Personal CFO will empower you to navigate today’s complex financial environment with confidence.
Budgeting and Financial Hardship Avoidance
RPI advisors work alongside clients to create realistic budgets that align with their goals, helping them regain control and confidence even during financial hardship. The Retirement Workbook serves as a practical resource, guiding clients step-by-step with tools and exercises designed to support informed decisions and long-term stability.
Workplace Financial Education Seminars
Riley Planning & Investments delivers engaging workplace financial education seminars led by advisors who understand today’s complex economic landscape. Practical, real-world sessions empower employees to make confident, informed decisions in the face of modern financial challenges. Offerings include customized presentations for employers across Michigan and nationwide, designed to educate, inspire, and drive meaningful financial outcomes.
Life Insurance and Long Term Care
Life insurance provides financial protection for your loved ones through a tax-advantaged payout. Long-term care insurance helps cover extended care costs while protecting your savings. RPI advisors tailor both to fit your goals and secure your future.