You’ve worked hard to build what you have. We help you make it last and enjoy it.
Whether retirement is ten years away or you retired last spring, the questions start to feel bigger: When can I stop working? How do I turn my savings into a paycheck? What happens if the market drops right when I need the money? You don’t have to figure it out alone.
At RPI, we’ve helped more than 500 West Michigan families plan for and live in retirement. As fiduciaries, with tax preparation experience on our team, we look at your whole financial picture, not just your investments.
Who We Help
- Pre-retirees who want to know whether they’re on track, and what to adjust while there’s still time
- New retirees making the shift from saving to spending
- Retirees who want a plan for income, taxes and what they’ll leave behind
- People who just changed jobs and have a 401(k) or 403(b) to decide what to do with
- Anyone whose advisor has retired and handed them off to someone they’ve never met
What’s Included
- Retirement income planning. We help you build a steady paycheck from your savings, pensions and Social Security.
- Social Security strategy. We look at when to claim, how spousal benefits work, and how the decision fits into the rest of your plan.
- Investment management. Portfolios are built around your goals and timeline, and we adjust them as markets and your life change.
- Tax planning. We look for ways to manage taxes now and in retirement, including account conversions and Required Minimum Distributions.
- Healthcare and Medicare. We plan for premiums, out-of-pocket costs and long-term care.
- Estate and legacy planning. We review beneficiaries, coordinate with your attorney, and help you pass assets on thoughtfully.
- Coordination with your CPA and attorney, so everyone is working from the same plan.
What Working With Us Looks Like
1. A 15-minute introductory call. It’s a no-pressure conversation to hear what’s on your mind and see whether we’re a good fit.
2. A discovery meeting. We sit down together, in our office or by video, to learn about your goals, your concerns and your full financial picture.
3. Your plan. We walk you through clear recommendations and explain the “why” behind each one, so you can make decisions with confidence.
4. An ongoing relationship. We meet in person multiple times a year and check in between meetings, and we’re a phone call away when life changes. You’ll always work directly with Jenna and Patrick.
Why Families Choose RPI
- We’re local. Our office is on East Beltline in Grand Rapids, and you’ll sit across the table from the people managing your plan.
- We’re fiduciaries. We’re required to act in your best interest.
- We’ll be here. We’re both under 50 and building RPI for the next 30 years of your plan, and for your kids and grandkids after that.
Let’s Talk About Your Retirement
Not sure where to start? Schedule a 15-minute call, or call us at 616.486.6174. Evening appointments are available by request.
